Blenheim is a specialist commercial insurance brokerage that provides all your general commercial and business insurance needs. We have superior service and turnaround times. We can provide you with several quotations so that you can decide on the best premiums and cover options.
Covers damage to policyholder’s property or property for which they are responsible caused by fire, lightning or storms, explosions and other specified perils. More hazardous forms of buildings will be insured under this section such as buildings used for trade and manufacturing.
Comprehensive cover for non-hazardous type of buildings such as offices, hospitals, schools, churches and hotels. Damage to the building, including all outbuildings thereto, landlord’s fixtures and fittings, loss of rent and legal liability cover is included as a result of specified perils.
Comprehensive insurance for the loss of, or damage to the contents. This includes the landlord’s fixtures and fittings, whether to your property or the property for which you are responsible, including office contents, rent, documents, legal-liability documents and cost of working.
Damages for which the insured may be legally liable, following accidental death or bodily injury to or illness of any person, or accidental loss of or physical damage to tangible property, occurring within the territorial limits in connection of the business.
Commercial Motor Insurance
Loss of or damage to any vehicle described in the schedule. The insurer will pay the reasonable cost of protection and removal to nearest repairers along with the repair costs excluding excesses if applicable. Liability cover is also included.
Physical loss of or damage from any cause to the equipment described in the schedule, that is not excluded, whilst at work or rest anywhere within the insured’s premises, in transit including loading and unloading or whilst temporarily stored at any premises en route or temporarily removed to any location.
Also known as loss of profits or consequential loss. It relates to financial loss incurred when the operations of the business are interrupted by a peril insured by a Fire, Buildings Combined or Office Contents, but only for perils covered by a Fire policy such as fire, storm or explosion.
Loss of or damage to money, provided that the liability of the company for all loss or damage arising from all occurrences of a series consequent upon or attributable to one source or original cause shall not exceed the specific limitations stated in the schedule.
Loss of or damage to all contents of any insured building at the insured premises described in the schedule as a result of theft accompanied by forcible and violent entry into or exit from such building or following violence or threat of violence.
Loss of or damage to internal and external glass, including mirrors, signwriting and treatment thereon at the insured premises as stated in the schedule, the property of the insured or for which they are responsible..
Goods in Transit (GIT)
Loss of or damage to the whole or part of the property described in the schedule owned by the insured or for which they are responsible, in the course of transit by the means of conveyance or other means incidental thereto and caused by any accident or misfortune not otherwise excluded.
Business All Risk (BAR)
Loss of or damage to the whole or part of the property described in the schedule while anywhere in the world by any accident or misfortune not otherwise excluded.