A quotation normally takes 24 hours or the same day to finalise. If you are happy with one of the quotations you receive, we can have the policy issued on the same day provided we have all the required documentation from you before 12:00.
Contractors All Risk (CAR)
This policy is designed specifically for builders and various other trades working at construction sites. This policy covers a number of perils and events such as fire, theft, flood damage and transit of building-related material to and from the site. Public liability is also included which covers a contractor who may be subject to liability regarding bodily injury or death of persons, and injury to or destruction of property.
Plant All Risk (PAR)
This policy covers loss of or damage to the construction plant and equipment from any cause while in storage, in transit, on the construction site or while being used as a tool of trade. The policy covers a plant that is hired or owned by a contractor.
Erection All Risk (EAR)
EAR policies are designed to cover the risk of loss arising out of the erection and installation of machinery, plant and steel structures, including physical damage to the contract works, equipment and machinery, and liability for third-party bodily injury (BI) or property damage (PD) arising out of these operations.
This insurance is for unforeseen and sudden physical damage to the insured machinery from any cause while:
Cover is for damage to the boiler or other fluid-pressure apparatus described in the schedule; other property belonging to the insured; property under the custody and control of the insured and includes liability insurance in respect of third-party damage or injury.
Electronics Equipment Insurance
Physical loss of or physical damage to insured property within four categories:
- Electrical or mechanical breakdown
- Extraneous damage
- Fire and special perils
- Criminal acts