Terms of Use

About this site

This website is owned and operated by Blenheim a division of African Independent Brokers (Pty) Ltd an authorised financial services provider (FSP38159). Your use of the services, information, text, graphics, materials and other content on the Blenheim Website is governed by these Terms of Use. By using this website you agree to be bound by these Terms of Use. In addition to the Terms of Use contained in this document, other terms of use or conditions may apply to your use of this Blenheim Website, parts of this Website, or to products and services offered via this Website. You will be bound by these additional terms, as applicable.

Links to other websites

The Blenheim Website may contain links to websites, which are owned or operated by third parties independent of Blenheim (“Third Party Websites”). Blenheim does not sponsor, endorse or approve of the operators of Third Party Websites, or material (including services, information, graphics, or data) which is located on such Third Party Websites (“Third Party Material”).

The Blenheim Website may contain or link to information about special offers, deals or promotions by persons not related to or part of Blenheim (“Third Party Offers”). Blenheim does not sponsor, endorse, or approve of any Third Party Offers, or Third Party material associated with these offers.

Subject to any applicable law which cannot be excluded, Blenheim makes no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of Third Party Material, or products or services available through Third Party Websites or that Third Party Material does not infringe the intellectual property rights of any person. Blenheim is not authorising the reproduction of Third Party Material by linking Material on this Website to Third Party Material.

When following a link on the Blenheim Website, material at a Third Party Website may be displayed in your browser framed by Material on this Website. This material is also Third Party Material for the purpose of these Terms of Use.

Privacy

Your privacy and security is very important to Blenheim. We collect certain information, which include personal information from you and it’s used by the Blenheim Website in order to provide insurance quotations, insurance cover and other online services. The Blenheim Website will record and track the use you make of this website. The use of this data is subject to our Privacy Policy. Please read our Privacy Policy in full.

Consent

By submitting your personal information for purposes of a quote to be generated, you specifically consent to the collection, collation, processing or disclosure of any of your personal information submitted in such a way for the purpose of generating a quote and possibly entering into an insurance contract with you.

You furthermore agree that all the personal information provided by you is necessary for the purpose of providing a quote.

You hereby give permission to Blenheim to disclose your personal information to companies within our own group of companies for research, market analyses and marketing purposes.

Blenheim’s standard terms and conditions apply

All applications for insurance or other products made via this Blenheim Website are subject to and must comply with Blenheim’s normal approval criteria and are governed by the normal terms and conditions applying to each product or service requested. Full terms and conditions are contained within Blenheim’s policy documents.

Warranties

Whilst reasonable steps have been undertaken to ensure that information is free from error, Blenheim does not warrant the accuracy, adequacy or completeness of Material on this Website. All information is subject to change without notice. Blenheim does not guarantee that the Blenheim Website or Third Party Websites will be free from viruses, or that access to the Blenheim Website or Third Party Websites will function as intended or be uninterrupted. All terms implied by law, except those that cannot be lawfully excluded, are excluded.

Limitation of Liability

Subject to any responsibilities implied by law and which cannot be excluded, Blenheim, and its directors, employees, agents and contractors, are not liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever, whether direct, indirect or consequential, arising out of or referable to Material on this Website, to Third Party Material, third party services, or to access of the Blenheim Website by you, howsoever caused, whether in contract, tort including negligence, statute or otherwise.

Indemnity

You indemnify Blenheim in respect of any liability incurred by Blenheim for any loss or damage, howsoever caused, suffered by Blenheim as a result of your breach of these Blenheim Website Terms of Use, or your use of the Blenheim Website.

No financial or investment advice

The Blenheim Website does not purport to provide you with financial or investment advice of any kind. The information available via the Blenheim Website does not take account of your particular financial or insurance position or requirements. Blenheim suggests that you seek independent advice before acting upon Material on this Website or Third Party Material.

Availability of the Blenheim Website

As electronic services are subject to interruption or breakdown, access to the Blenheim Website is offered on an “as is” and “as available” basis only.

Blenheim may impose limits or restrictions on the use you may make of the Blenheim Website. Further, for security, technical, maintenance, legal or regulatory reasons, or due to any breach of these Terms of Use, Blenheim may withdraw the Blenheim Website at any time and without notice to you.

Use of the Blenheim Website

The information and material contained in this Blenheim Website is provided solely for bona fide commercial customers only. By accessing, viewing or otherwise using this Blenheim Website, you agree to abide by the terms and conditions of use contained in this clause.

You agree that you will not (either yourself or through any third party)

use any robot, spider, screen scraper, data aggregation tool or other automatic device or process (“Automated Process”) to process, monitor, copy or extract any web pages on the Blenheim Website, or any of the information, content or data contained within or accessible through the Blenheim Website, without Blenheim’s prior written permission;

use any Automated Process to aggregate or combine information, content or data contained within or accessible through the Blenheim Website with information, content or data accessible via or sourced from any third party;

use any information on or accessed through the Blenheim Website for any commercial purpose (including but not limited to market research, the provision of pricing estimates or ‘shadow shopping’) or otherwise (either directly or indirectly) for profit or gain;

use any device, software, process or routine to interfere or attempt to interfere with the proper working of the Blenheim Website or any transaction or process being conducted on or through it;

take any action that imposes an unreasonable or disproportionately large load on the infrastructure of or bandwidth connecting to the Blenheim Website;

reverse engineer, reverse assemble, decompile, or otherwise attempt to discover source code or other arithmetical formula or processes in respect of the software underlying the infrastructure and processes associated with the Blenheim Website; or

copy, reproduce, alter, modify, create derivative works, or publicly display, any part of any content from the Blenheim Website without Blenheim‘s prior written permission.

Third party providers

Parts of this Blenheim Website, or the provision of payment processing or other services offered via this Blenheim Website, may be outsourced to third party providers. These Terms of Use apply to any outsourced services, unless you are otherwise notified of any alternate terms of use.

Copyright and Trademarks

Except where necessary for and incidental to viewing the Material on this Website via your web browser, or as permitted under the Copyright Act 1968 or other applicable laws, no Material on this Website may be reproduced, stored in an electronic or other retrieval system, adapted, uploaded to a third party location, framed, performed in public or transmitted in any form by any process whatsoever without the specific written consent of Blenheim.

Termination

These Terms of Use and your access to the Blenheim Website may be terminated at any time by either party without notice to the other. However, all restrictions, licenses granted by you, and all disclaimers and exclusions of and limitations on liability of Blenheim, will survive any termination. Upon termination, you must not directly or indirectly access or use the Blenheim Website or any Material on this Website.

Acceptance and changes to Terms of Use

You acknowledge and accept that your use of the Blenheim Website indicates your acceptance of these Terms of Use and the Security and Privacy Statement. These are the current Terms of Use. They replace any other terms of use for the Blenheim Website published on the Blenheim Website to date. Blenheim may at any time vary the Terms of Use for security, legal or regulatory reasons, or to reflect updates or changes to the services or functionality of the Blenheim Website, by publishing the varied Terms of Use on the Blenheim Website. Blenheim will indicate on the Blenheim Website that these terms of use have changed; however, Blenheim is under no obligation to specifically contact or notify you of any variation to these Terms of Use. You accept that by doing this, Blenheim has provided you with sufficient notice of the variation. By your use of the Blenheim Website after any variation, you are taken to have accepted the new Terms of Use.

Linking to Blenheim

Linking to the Blenheim Website is only permitted when authorised in writing by Blenheim. Please contact Blenheim if you would like to link to any part of the Blenheim Website

Disclosure

Name: Blenheim a division of African Independent Brokers (Pty) Ltd

Registration number: 2012/010479/07

FSP number: 38159

VAT Number: 4900163751

Regulated by: Financial Services Board

Physical Address: Hurteria Building, 127A York Street, George, 6529

Telephone number: 0861 001 029

Website: www.blenheimcommercial.co.za

E-mail address: [email protected]

We accept all legal proceedings and legal documents at the following address:
Blenheim

127A York Street, George, 6529, Western Cape, South Africa